Money Working For You

What a week!

I guess last week is the most tiring and rewarding week of my life.

It is tiring because for the first time in my life I’m doing two jobs at the same time. I’m an employee at day and a virtual assistant at night. It is rewarding because I’ve learned a valuable lesson.

I learned the difference between money working for me and me working for money. Obviously I’m currently working for money and I’m happy that money is coming to me but there’s a challenge. My body is screaming! I could not have a good night sleep.

This just shows that human beings have our own sets of limitations. We can only work at the maximum of 16 hours a day to have good enough sleep. We need those 8 hours of sleep to have a healthy body and a refreshed mind. (Additional note : Drinking of energy drinks is not a permanent solution for this. Take note, NOT THE PERMANENT SOLUTION because I know that there are very hardworking people out there who drinks a lot of energy drinks just to stay awake. This is very, very unhealthy.)

Money on the other hand can work 24 hours a day for us. No limit. No rest day. No holidays. No weekends. No summer breaks. Money works 24 hours a day, seven days a week, 365 days a year.

You might ask? How can I do that?

First, you must understand how money works. Second, you must know how to handle your money by having the courage to discipline yourself and lastly, find a way to increase your sources of income.

Fortunately, I am part of a group that can help you have your money working for you. The group is called International Marketing Group (IMG). It has a program called WEALTH ACADEMY PROGRAM consisting of twenty series that can transform you by teaching you these three things (1) Financial Literacy, (2) Discipline and (3) Entrepreneurship. We believe that the greatest asset is financial intelligence.

Here are the topics covered in the WEALTH ACADEMY PROGRAM

Series 1 : Finacial Solutions Today

• Six Steps to Financial Freedom
• How Money Works
• The Wealth Formula
• Building a Solid Financial Foundation
  

Series 2 : Finance and Investment 101

• Different investment vehicles and strategies
• Bypass the middleman and become your own financial adviser/broker
• Mutual Funds / Diversification and Money Cost Averaging etc
  

Series 3 : Creating Multiple Income Streams

• Different sources of passive income
• Creating passive income streams
• New concepts in making good money
  

Series 4 to 20 : A comprehensive approach to personal and financial success

Sounds interesting right?

The knowledge I got from attending these series motivates me to act and take control of myself and my finances. That's the primary reason why I'm adding more sources of income for me to invest more for my future. Soon, I'll have my money working for me instead of me working for money. Soon, this will come true (I'm looking at 5 to 10 years time frame). How about you? When do you want to have your money work for you?

Until my next post.

PS. In case you want to know more about the WEALTH ACADEMY PROGRAM you may contact me by sending me an email at elvinperia@yahoo.com. I'm willing to send you the schedules of the WEALTH ACADEMY PROGRAM. Again, email me at elvinperia@yahoo.com.

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Lesson Learned from watching Survivor Samoa

I watched the Survivor Samoa finale two weeks ago. There’s one castaway there that really taught me a lot. His name is Russell Hantz. He has an oil company. He’s already rich. Then he joined survivor just to win the title of Sole Survivor.

I like how he focused on the game. He did everything he needed just to get what he wanted. First, he beats the odds. He found the hidden immunity idol without a clue. No one in the history of survivor (in all its 19 seasons) did this.

Only Russell.

He’s the only one.

How did he find it?

Of course he searched for it. He worked hard to find it. He believed himself that he can have it. And he was right. He was able to have the hidden immunity idol. Take note, this does not happen once but thrice! Imagine that. Imagine how focused he was.Imagine how he wants to win the title of Sole Survivor.

But not that’s all, during merge their tribe was outnumbered 8 to 4, but you know what happened? The four people from their tribe were still part of Final 5, all thanks to Russell.

During the Survivor Reunion, he said that they (CBS, the television station who aired survivor) edited the video that made him see the hidden idols effortlessly. But in fact, he looked all over the place just to find the hidden idols. That’s one good point if we want to get the things we want. We should do our very best to get what we want. It’s okay to commit mistakes. It’s okay if we failed for the first attempts. The important thing is we are focused to get what we want.

Sadly, Russell never won the title of Sole Survivor. He fell short with the jury votes. This could happen to us as well. We may not get everybody’s approval. We may receive a lot of negative comments but this should not stop us. This should not hinder us from getting our goals. Instead, this should inspire us to get going and to prove to ourselves that we can do this.

So now, the question will be…

Do you want to be a goal getter to get everything that you want?

You might ask me, where do I start?

First, have a goal. Russell’s goal is to get the title of Sole Survivor. What about you? I suggest you write it down and read it daily or create a dream board and post it so that you can see it every day. This way, you’ll be reminding yourself that you have goals and you’re ready to get it. Click here to create your dream board online.

And second, do whatever it takes to reach that goal. Just like Russell, desperately find your hidden immunity idol with or without clue. Know how to play the game. Don't procrastinate.

The second part takes a lot of courage, time and effort. You need to learn. You need to have the knowledge. You need to have the guts. You need to have everything that will help you to get what you want. But you can do this by having a mentor who will teach you, who will guide you. But don’t settle for one. Find more. I know there are a lot more out there.

So if I we’re you find your mentor/s now!



PS. For spiritual and financial coaching I suggest you start by joining Truly Rich Club by Bo Sanchez or attend the Wealth Academy Series by IMG.

Farewell 2009 Hello 2010 Part 2

Here’s my 2010 fearless forecast.

2009 will be ending right. I have accomplished so many things like planning my finances, getting a financial mentor, acquiring the right financial mindset and having the right focus on obtaining my dreams.

They said that humans are created in the same likeness and image of God (Genesis 1:26-27). If God uses his words to create everything in the world, I will also be using my words to create the things I want to happen for 2010.

Here it goes!

Part 1: Building Great Relationships - Harnessing What’s There
My 2009 ended with a lot of hanging opportunities. We ended up at finding our financial mentors, finding the right vehicles to wealth (mutual bonds, real estate, blogging etc) and having the right mindset, the mindset of a goal getter. So what do we do with these arsenals at hand? Of course we need to utilize them. We need to maximize them to the fullest.

With this, I’m focused to build a great relationship with my family, my mentors and my colleagues. First, with my family, I’m focused in solving our financial problems. This will happen with the use of proper financial planning. We will be setting up our own goals as a family. We will be reducing our expenses and we will be looking at ways to increase our cash flow. To start this, either I will bring them to Makati to attend the Wealth Academy Series or I will bring the Wealth Academy series here in Calamba. The latter idea sounds more interesting.

With regards to my mentors, I will get in touch with them in every situation I need guidance. As they continue to inspire me with their knowledge and wisdom, I will motivate them more through the results I’m accomplishing, through the friendship I’m offering and through my life experiences.

To my financial mentors, Doctor Dada Rosanes, Ms Ann Salvador, and the whole IMG team led by Engr. Noel Arandilla this year will be our year. We will continue to spread the financial wisdom to all Filipinos out there to regain their hope towards attaining their financial freedom (I’m thinking of putting the series online, what do you think?). Surely, we will have a good time doing this.

In addition, Edel and I will be celebrating our birthday’s this year differently. We will be treating both of our families in a decent eat all you can buffet. Isn’t that exciting?

Part 2: Increasing my Cash Flow – Planting More Seeds
I will continue to plant seeds for our financial freedom. This includes investing for my future and for my future family.

One of the seeds that I will be planting is the investment in mutual funds. I will use the mid-year bonus as a start-up capital for this one. With the help of my financial mentors, I know that this will be a low risk move that will bring us to a high return investment in the future.

Also, I will be planting more seeds of financial knowledge this year. I will be exposed to a lot of great books written by best-selling authors like Robert Kiyosaki, Robert Allen, Mark Victor Hansen, Seth Godin, Bo Sanchez, and many, many more. Like them, I’ll inspire others to gain financial wisdom. Like them I’ll inspire everyone to be a champion in all aspects of their lives. I'll use my blog as a tool to spread the word of encouragement, word of hope, word of wisdom and some good advice.

One more thing, I’ll be creating at least 3 best-selling books that I will be giving away for free (I hope I will not change my mind this year. Laughs!). These books will contain my experiences and challenges towards becoming a champion. I know this would really inspire everyone who reads it. By the way, my girlfriend Edel is giving away her first ebook online. A lot of people who read it are inspired by her stories. Click here to download your copy.

Part 3 : Creating a New Set of Habits - Path to Greatness
For most people, this is their new year’s resolution. I do have one too. Starting tomorrow, I’ll wake up early. Do some early breathing exercise while lifting my daily intentions to God. All my concerns, all my worries, all my goals, all my daily tasks will be lifted up to Him. I admit, this year I lack prayer. I’m too much focused on getting things done (this is not bad but often times I did not include God on those tasks). So this part, I’ll be more focused on getting things done and involving God in those tasks.

Another set of habit I’ll be doing are the following. I’ll sleep at around 10pm and wake up at 5:30 in the morning (this includes Fridays, Saturdays and Sundays). I’ll be eating a lot of healthy foods. I will be limiting myself in drinking soft drinks and coffee (doctors say that caffeine masks out calcium).

I will be more optimistic this year. I will smile all the time. I will share everything I have. I will be more of a goal getter in 2010. Definitely, I will be one of the best in 2010 in our company, in my businesses, in my career and in all aspects of my life. In short, I will be a champion!

By the way, you might ask, why am I writing all of these stuff? Well, I do this so that I will be forced to change my habit. I will be obliged to work in fulfilling these tasks. My name is on the line. My credibility is on the line. If the stakes are high, for sure, these things will be accomplished. These things will be done.

I know there are a lot of great things that will come in 2010. Gee. I am excited to face them and run towards our goals.

PS. You can also plant seeds to your financial success by attending IMG’s Wealth Academy Series. Don’t worry, the first three series is free for everyone. If you’re interested kindly email me at elvinperia@yahoo.com for schedule or visit our office at 3rd Floor King’s Court 1 Building Dela Rosa corner Pasong Tamo, Makati City Philippines.

PS2. If you wish to grow in total abundance in 2010, Bo Sanchez and I are inviting you to join Truly Rich Club. He can guide you to grow your financial life as well as your spiritual life. Log on to www.TrulyRichClub.com now.

PS3. Edel is giving away her free eBook entitled STOP Jobhopping Now! Click here to get your copy online. This eBook would definitely help you a lot.