The Problem of Attachments
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One day, I was talking to a young woman who said, “I want to quit my job!
My job is killing me. I’m so stressed. I’m getting sick. I have hair loss.
I can...
It All Started in A Jeepney : The Proposal
I went home that night with a smile on my face. That smile easily washed the feeling of failing in ES13. I remembered greeting my parents. I told them that I met Edel on my way home. I felt their happiness.
The next day, I immediately opened my friendster account (take note that I still don't have internet access that time). I smiled after reading her message.
She was already there when I came. That time I assumed Edel likes me (more than a friend) because she keeps on asking me to accompany her. Little did I know that she was simply just like that to many other people she consider as her friend.
She always invites friends to do things with her.
That weekend, she asked me again to accompany her in UPLB to buy some charcoal. So I wore the fantastic outfit I could think of that time but unfortunately she saw otherwise. I felt sad that day but I realized back then that we really had different fashion sense and she was a lot better than me.
Well, it’s understandable, right? She loves telling me how well I could look like if I only choose the clothes that fit me and match my age and lifestyle.
In a span of 3 weeks, there were a lot more activities we did together. We shared more stories about our lives via mini dates, texts and emails. She tried to convince me that my fashion statement was old-fashioned (that time I was stubborn but now I realized she’s right) and other stuffs.
Deep inside the stories and the fashion sense is another story.
That time, I got very confused. I was actually waiting for someone else, another girl from our University, and yet God gave me a very special person in the person of Edel. I was confused on what to do. Should I wait for the other girl or should I show Edel how I feel about her.
I remember writing a story about my confusion in my journal (I wonder where I placed that journal).
I prayed so hard. I asked God for signs and upon careful contemplation that time, I believed that the greatest sign God gave me was the feelings I have for Edel. So I trusted Him.
November 6, 2005. Edel and I celebrated the Sunday mass with her mom. After that mass (2PM) Edel and I went (her mom said that she’ll not join us) to Crossing to return the movie VCDs we rented in Video City. After the VCDs were returned we went straight to Chowking for some afternoon snacks.
We ordered our food. We took a seat. We shared a couple of stories.
That time I sensed that I should tell her the feelings I have for her.
I took a deep breath and said “I think I‘m falling for you”.
Next>>
The next day, I immediately opened my friendster account (take note that I still don't have internet access that time). I smiled after reading her message.
From : edelDays later, she invited me to join her in a studio. She said that she will be printing some photos for a school project. The studio is located in Calamba. We just decided to meet there. So I went there excited to see her again.
Subject : hi.. c”,)
hey, efren..c",)
i'd like to thank you lang po for the very big favor
you did for me last night..c",)
for carrying my umbrella..c",)
joke lang! c",)
seriously, thanks for staying up with me, dear..c",)
i appreciate it a lot..c",)
kahit na yung pinagsamahan natin is oh so
inaamag na, you still care to share some help.c",)
i hope time and distance won't change you po..c",)
take care of yourself..c",)
May the FORCE be with you..c",)
til again..c",)
She was already there when I came. That time I assumed Edel likes me (more than a friend) because she keeps on asking me to accompany her. Little did I know that she was simply just like that to many other people she consider as her friend.
She always invites friends to do things with her.
That weekend, she asked me again to accompany her in UPLB to buy some charcoal. So I wore the fantastic outfit I could think of that time but unfortunately she saw otherwise. I felt sad that day but I realized back then that we really had different fashion sense and she was a lot better than me.
Well, it’s understandable, right? She loves telling me how well I could look like if I only choose the clothes that fit me and match my age and lifestyle.
In a span of 3 weeks, there were a lot more activities we did together. We shared more stories about our lives via mini dates, texts and emails. She tried to convince me that my fashion statement was old-fashioned (that time I was stubborn but now I realized she’s right) and other stuffs.
Deep inside the stories and the fashion sense is another story.
That time, I got very confused. I was actually waiting for someone else, another girl from our University, and yet God gave me a very special person in the person of Edel. I was confused on what to do. Should I wait for the other girl or should I show Edel how I feel about her.
I remember writing a story about my confusion in my journal (I wonder where I placed that journal).
I prayed so hard. I asked God for signs and upon careful contemplation that time, I believed that the greatest sign God gave me was the feelings I have for Edel. So I trusted Him.
November 6, 2005. Edel and I celebrated the Sunday mass with her mom. After that mass (2PM) Edel and I went (her mom said that she’ll not join us) to Crossing to return the movie VCDs we rented in Video City. After the VCDs were returned we went straight to Chowking for some afternoon snacks.
We ordered our food. We took a seat. We shared a couple of stories.
That time I sensed that I should tell her the feelings I have for her.
I took a deep breath and said “I think I‘m falling for you”.
Next>>
It All Started in A Jeepney
Yesterday, Edel and I went to Pagsanjan to visit (surprise) our friend. His wife gave him a surprise party in a Thai Restaurant in Pagsanjan. We had a great time sharing stories, eating a lot of food and discussing our dreams.
On our way home, Edel and I reminisced how our relationship started. We even thought of recreating the events related to how our relationship began. Definitely, we’ll do that. We have our camera to re-capture those moments.
In the mean time, allow me to share it on this blog post.
It all started when I received my failing grade in my ES 13 (Strength of Materials) class. I was frustrated back then. I wanted to release all the negativities that night. My outlet? Computer game. A game with a character named Aiushtha, the Enchantress.
I can’t recall what happened with our game that night. But all the events after that game were definitely life changing.
I left the computer shop with a little happiness in my heart.
I rode a jeep going to Calamba and I met a schoolmate back in elementary. She was also on her way home.
She had her laptop, her bag and an umbrella with her that night. From the looks of it, she was having trouble holding on to her stuff.
That night we were the only passengers of that jeep.
She asked me a favor. I immediately answered yes. The favor? She wanted me to hold her umbrella.
We shared stories. We talked about our past relationship. We exchanged contact number as well as our email addresses (as far as I can remember she asked for my email address so that she could add me on her friendster list).
Since it was already late and it was dangerous to walk alone towards home, she contacted her cousin to fetch her in Halang. Luckily, her cousin was not there when we arrived.
Of course the gentleman writing this story (ahem) offered her a free walk towards her house.
That time, there was no tricycle. So we just walked towards her house while the gentleman writing this story carried her stuff.
When we arrived at their house, we were greeted by her father. She thanked me for accompanying her. I said “Wala yun, malakas ka sa kin eh”.
Next>>
On our way home, Edel and I reminisced how our relationship started. We even thought of recreating the events related to how our relationship began. Definitely, we’ll do that. We have our camera to re-capture those moments.
In the mean time, allow me to share it on this blog post.
It all started when I received my failing grade in my ES 13 (Strength of Materials) class. I was frustrated back then. I wanted to release all the negativities that night. My outlet? Computer game. A game with a character named Aiushtha, the Enchantress.
I can’t recall what happened with our game that night. But all the events after that game were definitely life changing.
I left the computer shop with a little happiness in my heart.
I rode a jeep going to Calamba and I met a schoolmate back in elementary. She was also on her way home.
She had her laptop, her bag and an umbrella with her that night. From the looks of it, she was having trouble holding on to her stuff.
That night we were the only passengers of that jeep.
She asked me a favor. I immediately answered yes. The favor? She wanted me to hold her umbrella.
We shared stories. We talked about our past relationship. We exchanged contact number as well as our email addresses (as far as I can remember she asked for my email address so that she could add me on her friendster list).
Since it was already late and it was dangerous to walk alone towards home, she contacted her cousin to fetch her in Halang. Luckily, her cousin was not there when we arrived.
Of course the gentleman writing this story (ahem) offered her a free walk towards her house.
That time, there was no tricycle. So we just walked towards her house while the gentleman writing this story carried her stuff.
When we arrived at their house, we were greeted by her father. She thanked me for accompanying her. I said “Wala yun, malakas ka sa kin eh”.
Next>>
2010 Presidential Election Survey
Just a quick survey about the upcoming 2010 Presidential Election. Who would you vote? I'll share my insights on my next posts. Kindly share your insights as well to help other undecided voters out there..
create a free poll on pollsb.com
New Feature in Blogger
I noticed something new in blogger. They added a new feature called Pages. This feature is somewhat like the category links in Wordpress. This would automatically create a page list that would help viewers to navigate thru your blog.
You can now add About Me Page, Contact Me Page, and any other pages you want. This could make your blogs attractive to readers. Now you will not worry about the template to use because Blogger now has the page link list easily available.
Maximum of 10 pages can be added.
Here are the steps to create your own pages.
Hope this helps.
You can now add About Me Page, Contact Me Page, and any other pages you want. This could make your blogs attractive to readers. Now you will not worry about the template to use because Blogger now has the page link list easily available.
Maximum of 10 pages can be added.
Here are the steps to create your own pages.
- Go to blogger dashboard
- Go to posting tab
- Click on Edit Pages
- Click on New Page Button (It will prompt you to a new post layout.)
- Enter the page name
- Enter the page post
- Once done, click on Publish Page
- Select the desired location of the Page list Link (I’d prefer the blog tabs for these links)
Hope this helps.
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Financial Literacy,
financial Mentor,
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Something Helpful
Money Problems Solution
As I was browsing my facebook page I noticed my financial mentor posting a status message that is something worth sharing.
He said on his status message that there are two reasons why most of us have problems with our hard earned money.
1. Money Management.
2. Not Enough Income.
There are a lot of people earning lots of bucks in a month. Towards the end of the month they started to worry how they will survive for the remaining days before paycheck. They mismanage their hard earned money. They never budget. They never save.
Okay let us assume that they save. They save in banks. Most of banks give 1% interest rates for their savings and 4% on their time deposit account. Is it enough? Nope. If you place your hard money on these kinds of investments, you’ll lose. Why? Average inflation is around 7% per year. I was not surprised when I heard that the price of petroleum, rice, and sugar increased. Thanks to inflation. A good money management tip I can give is to place hard earned money on at least 8% interest rate. This way your money will earn.
For those who never save. I suggest that you save first then live on the remaining percentage. The ideal saving is around 20% of your income. So let’s say you’re earning 20K a month, after you receive your 20K set aside 4K and live with 16K.
I developed a formula for this. This works for those people who have a budget plan for their expenses. Divide expenses for the month by 0.8 or 80% to get the ideal net income. For example, if a person has an average expense of 20K per month, then he should be earning 25K at least in order to save 20% of his income.
If he earns less than that amount, then we move on to the next money problem. Not enough income.
The only solution for money problem # 2 is to increase your cash flow. Increasing cash flow can be done by (1) reducing expenses and (2) getting more sources of passive income. Passive income is a long topic to discuss. I’ll reserve that topic in the future.
Hope this post can help you manage your finances better.
PS. If you want to know more about handling finances you may contact me through my email. Email me @ elvinperia@yahoo.com
He said on his status message that there are two reasons why most of us have problems with our hard earned money.
1. Money Management.
2. Not Enough Income.
There are a lot of people earning lots of bucks in a month. Towards the end of the month they started to worry how they will survive for the remaining days before paycheck. They mismanage their hard earned money. They never budget. They never save.
Okay let us assume that they save. They save in banks. Most of banks give 1% interest rates for their savings and 4% on their time deposit account. Is it enough? Nope. If you place your hard money on these kinds of investments, you’ll lose. Why? Average inflation is around 7% per year. I was not surprised when I heard that the price of petroleum, rice, and sugar increased. Thanks to inflation. A good money management tip I can give is to place hard earned money on at least 8% interest rate. This way your money will earn.
For those who never save. I suggest that you save first then live on the remaining percentage. The ideal saving is around 20% of your income. So let’s say you’re earning 20K a month, after you receive your 20K set aside 4K and live with 16K.
I developed a formula for this. This works for those people who have a budget plan for their expenses. Divide expenses for the month by 0.8 or 80% to get the ideal net income. For example, if a person has an average expense of 20K per month, then he should be earning 25K at least in order to save 20% of his income.
If he earns less than that amount, then we move on to the next money problem. Not enough income.
The only solution for money problem # 2 is to increase your cash flow. Increasing cash flow can be done by (1) reducing expenses and (2) getting more sources of passive income. Passive income is a long topic to discuss. I’ll reserve that topic in the future.
Hope this post can help you manage your finances better.
PS. If you want to know more about handling finances you may contact me through my email. Email me @ elvinperia@yahoo.com
Labels:
Bo Sanchez,
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Frogo the Frog,
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Frogo the Frog who made that JUMP!
Recently, I’ve been playing Icy Tower in Facebook. The game’s objective is to reach the top of the tower by jumping on collapsing floors. This game reminds me of Ice Climber, a game in Family Computer when I was a kid. Now you have an idea how old I am. Laughs.
Also, it reminds me a story of the frog whose dream is to see the world outside the well.
The story goes like this.
There was a group of frogs living in the well. They live in that well since they were born. They never thought of hopping outside the well. Their ancestors told them stories of other frogs who dared to go out of the well.
Their ancestors tell them this horror story since they were a tadpole. The world outside this well is full of monsters. There was this young frog on his mid-20s (I’m using here Frog Calendar, okay? Believe me, their calendar is different from Gregorian calendar we use in our everyday life) who dares to jump off and leave this place. He never came back. He was eaten by monsters. He was eaten by giant monsters living outside this well.
These monsters have huge teeth that can crush every bone in your body. They have huge claws that would rip your skin apart. They use every inch of their strength to get you as a test subject in their biology class. So that they will dissect you and do anything and everything to make you suffer the rest of your life.
Every time a group of tadpole hears this story they were so scared. They were so scared to be eaten, to become test subject, to be dissected. They don’t want this to happen to them. So they never dared to jump out. They never did.
So they just play, eat, hop, jump, sleep and everything a typical group of frog is fond of doing. These activities were all done in the well.
But there was a frog who does not believe in this story. He believes that there’s a larger playground outside that well. In his mind he believes that the world outside the well is a larger playground where they could play, eat, hop, jump, sleep and everything a typical group of frog is fond of doing.
One day, he shared this idea on his parents. But his parents never believed him. They did not agree on a huge playground outside the well. They said that jumping off the well is a suicide.
However, Frogo has a different vision. He still sees a huge world outside the well.
Every day he trained so hard to reach the edge. Every day he works so hard. Every day he plans a strategy on how to use the walls of the well.
Then one day, he said to himself “today is the day to get out of the well.”
So he jumped as high as he could. He jumped and jumped until he was halfway through. At the middle of his ascent, he got tired. He is so exhausted. He started slipping on the side of the well. He started to worry. Other side of his mind said that he can’t make it but the other half keeps on pushing and reminding him that he’s near.
Of course, he trusted the other half of his brain, the one who reminded him to make that push. So he kept on jumping.
Eventually he got out of the well.
He saw the huge lake in front of him.
It was an overwhelming site. There were no monsters. There were no Biology students. Only a giant lake just like he saw on his vision.
He looked down on the well saying that his right. There’s a huge lake outside the well.
But his friend never heard him.
So he jumped off and enjoyed the huge lake he discovered.
There’s an ocean of opportunities outside your comfort zone. There are obstacles that block your path to success. But I tell you, most of the successful people (Bo Sanchez, Robert Kiyosaki, my IMG mentors, etc) did what Frogo did. They made that decision to jump outside their comfort zone.
Do you want to be successful? Do what they did. Make that jump.
image courtesy of financial philosopher
Also, it reminds me a story of the frog whose dream is to see the world outside the well.
The story goes like this.
There was a group of frogs living in the well. They live in that well since they were born. They never thought of hopping outside the well. Their ancestors told them stories of other frogs who dared to go out of the well.
Their ancestors tell them this horror story since they were a tadpole. The world outside this well is full of monsters. There was this young frog on his mid-20s (I’m using here Frog Calendar, okay? Believe me, their calendar is different from Gregorian calendar we use in our everyday life) who dares to jump off and leave this place. He never came back. He was eaten by monsters. He was eaten by giant monsters living outside this well.
These monsters have huge teeth that can crush every bone in your body. They have huge claws that would rip your skin apart. They use every inch of their strength to get you as a test subject in their biology class. So that they will dissect you and do anything and everything to make you suffer the rest of your life.
Every time a group of tadpole hears this story they were so scared. They were so scared to be eaten, to become test subject, to be dissected. They don’t want this to happen to them. So they never dared to jump out. They never did.
So they just play, eat, hop, jump, sleep and everything a typical group of frog is fond of doing. These activities were all done in the well.
But there was a frog who does not believe in this story. He believes that there’s a larger playground outside that well. In his mind he believes that the world outside the well is a larger playground where they could play, eat, hop, jump, sleep and everything a typical group of frog is fond of doing.
One day, he shared this idea on his parents. But his parents never believed him. They did not agree on a huge playground outside the well. They said that jumping off the well is a suicide.
However, Frogo has a different vision. He still sees a huge world outside the well.
Every day he trained so hard to reach the edge. Every day he works so hard. Every day he plans a strategy on how to use the walls of the well.
Then one day, he said to himself “today is the day to get out of the well.”
So he jumped as high as he could. He jumped and jumped until he was halfway through. At the middle of his ascent, he got tired. He is so exhausted. He started slipping on the side of the well. He started to worry. Other side of his mind said that he can’t make it but the other half keeps on pushing and reminding him that he’s near.
Of course, he trusted the other half of his brain, the one who reminded him to make that push. So he kept on jumping.
Eventually he got out of the well.
He saw the huge lake in front of him.
It was an overwhelming site. There were no monsters. There were no Biology students. Only a giant lake just like he saw on his vision.
He looked down on the well saying that his right. There’s a huge lake outside the well.
But his friend never heard him.
So he jumped off and enjoyed the huge lake he discovered.
There’s an ocean of opportunities outside your comfort zone. There are obstacles that block your path to success. But I tell you, most of the successful people (Bo Sanchez, Robert Kiyosaki, my IMG mentors, etc) did what Frogo did. They made that decision to jump outside their comfort zone.
Do you want to be successful? Do what they did. Make that jump.
image courtesy of financial philosopher
Validation : A short film that will make you smile
Since today is the first day of the love month, let me share with you a fantastic love story about a man who acknowledges good things in everyone he meets.
I got this video from Michael Dumlao, a fellow online marketer. This video made me smile. I hope you'll smile too.
Written, Directed and Composed by Kurt Kuenne
Produced by Courtney Kleinman, Kurt Kuenne, Dave Kuhr, TJ Thyne
Co-Produced by Roni Menendez
Enjoy watching! :D
I got this video from Michael Dumlao, a fellow online marketer. This video made me smile. I hope you'll smile too.
Written, Directed and Composed by Kurt Kuenne
Produced by Courtney Kleinman, Kurt Kuenne, Dave Kuhr, TJ Thyne
Co-Produced by Roni Menendez
Enjoy watching! :D
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